APPLY FOR HOUSING > Housing Alternatives

I was not selected for a Cincinnati Habitat home. Are there any other alternatives for housing?

Below is a list of agencies that specifically help low to moderate income families financially prepare to buy a home through a conventional mortgage. They can review your credit and your current financial situation, outlining any necessary steps that would have to be completed for you to buy a home through traditional means.

The Home Ownership Center of Greater Cincinnati
2820 Vernon Place
Cincinnati, OH 45219

The Home Ownership Center is a private, non-profit partnership of businesses, residents and government that helps you prepare for, buy and maintain a home. They offer loan counseling, home buyer training classes, down payment assistance programs and home improvement loans, just to name a few of their services.

Greater Cincinnati Mortgage Counseling Service
7710 Reading Road, Ste 103
Cincinnati, OH 45237
Phone: (513) 948-8820
Greater Cincinnati Mortgage Counseling Service (GCMCS), established in 1989, provides free pre-mortgage counseling for first time homeowners, single heads of households, and minorities. GCMCS has assisted over 1400 families realize the American Dream of Home Ownership. GCMCS is a non-profit 501.c3 agency. GCMCS has day, evening, and Saturday hours. This agency believes everyone who wants to own a home is given an opportunity to become a homeowner.

Public Housing and Subsidized Rent Programs
To apply for a subsidized rent program where your monthly rent is based on your monthly income, please contact the Cincinnati Metropolitan Housing Authority at (513) 421-2642.

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Successful Children
Children of homeowners are 25% more likely to graduate from high school and 116% more likely to graduate from college

Stronger Families
Homeowners are 16% more likely to belong to parent-teacher organizations and 10% more likely to attend church

Stronger Communities
Homeowners are 28% more likely to repair or improve their homes.

Community Wealth
1% increase in home-ownership rates increases the value of surrounding homes by $800

Homeownership changes lives, strengthens families, and builds stronger communities.